How It Works
Enter your ZIP code and tell us what coverage you are looking for in Idaho
See what Idaho requires and compare quotes from licensed carriers
Choose coverage that meets Idaho requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Multi-Car Policy Structure
Two or more vehicles on one policy, each with its own coverage level. The multi-car discount requires every vehicle on the same policy and typically the same garaging address.
Liability Insurance Per Vehicle
Every vehicle on a multi-car policy must carry at least your state's minimum liability limits. One car can carry liability-only while another carries full coverage on the same policy.
Full Coverage Per Vehicle
Add collision and comprehensive to any vehicle on your multi-car policy. Newer or financed cars typically carry full coverage; older paid-off cars often carry liability-only.
Uninsured Motorist Coverage
Covers your household when hit by a driver with no insurance or insufficient limits. Required in 22 states; optional elsewhere. Applies across all vehicles on your multi-car policy.
